Trick-or-Treat – Let’s Be Prepared This Halloween

Boo! Are you scared? From the haunted houses that make your heart jump to the horror movies that make you want to hide behind your pillows, Halloween can get pretty spooky this time of year. But, just remember, that those goblins and ghosts that try to frighten you are all pretend. Or at least you hope so, right?

Scary surprises are fun during this holiday, but the last thing you need is a surprise that wasn’t planned. Between hazardous electric wires strung on the exterior of your home to pumpkins getting in the way of your walkway, this holiday can get pretty dangerous – especially during the darkest hours of the night. Did you know that $12.9 million in direct property damage occurs each year in the U.S. on Halloween? Bankers Insurance Group wants to ensure that there are no scary mistakes for you during this time of year.

Have no fear! There are precautions that you can take to make this Halloween safe and fun for everyone. These quick and easy tips will keep you prepared for any surprise that creep up on you.

Don’t Decorate “Griswold” Style

Are you planning on having the most decked out house on the block? That’s fun, but let’s not have a “Clark Griswold” Halloween. If you’re buying lights, make sure that you purchase outdoor lights and outdoor extension cords because they can withstand severe weather conditions. If you’re planning on using lights that you found sitting around in your garage, inspect them for broken bulbs or frayed wires. Don’t chance if the lights look broken – just throw them away and buy new ones. Most importantly, make sure the lights have a UL (Underwriters Laboratories) mark as this means they meet safety standards.

Clean It and Clear It

Did you know that 15% of injuries on Halloween are from lack of visibility in the dark? Whether you’re having guests over or you have trick-or-treaters knocking on your door, it’s crucial that the pathway to your home is clear and visible. Between the decorations on your lawn and the dark night, people can easily trip and fall. No one wants to be liable for an injury, so add a light or two on your walkway and clear the way.

Avoid Candles

Candles might set the spooky mood, especially in jack-o-lanterns, but safety comes first. Use battery powered lights instead of real candles. They give the same effect without the dangerous risks. Better yet, set the Halloween mood with pumpkins, cob webs, and gravestones. Who needs candles anyway?

Are You Covered?

Imagine this:  A trick-or-treater slips and falls on your property. You’re panicking because you don’t know if you’re covered for slips or trips on your property. Call your Bankers agent today to find out what’s covered under your policy before it’s too late.

Don’t get too worried – Halloween will still be full of elaborate costumes, yummy candy and a whole lot of fun. It’s important to be aware of the dangers this holiday because you don’t want the fun to take a scary turn for the worst. Prepare now and reduce your risks later. With these tips and the proper coverage, you can feel confident when you gather your costumes and plann tricks that will scare your guests this Halloween. It’s all just a bunch of hocus pocus anyway, right?

 

 

 

 

 

Employee Spotlight – Gail A. Murvine

With her strong determination and commitment to Bankers Insurance Group, Gail has achieved many milestones in her career. After working 20 years with the Bankers’ family, Gail consistently goes above and beyond and exhibits a strong work ethic that features her constant dedication to our policyholders. We are thrilled to highlight Gail A. Murvine, a commercial underwriter for Bankers Insurance Group, as our Spotlight Employee.

Get to know Gail:

What do you like the most about working for Bankers? What aspect of your job do you enjoy the most?

“I love the wonderful people that I work with because we have great comradery and we are always there for each other, both in our professional and personal lives. I enjoy my job because I love to help people. My favorite aspect is helping our agent partners learn and understand our products and systems.”

What’s your favorite thing to do in your spare time?

“Hand craft greeting cards as well as sewing/quilting. I even have enough craft and sewing supplies to open up my own shop.”

Where is the best place you’ve traveled to and why?

“Williamsburg, Virginia. I love the history, the old buildings, and the colonial styled clothing. It’s such a beautiful place.”

What would you do (for a career) if you weren’t do this?

“I would have my own business. It would be a craft/sewing store that offers lessons, so I can help those who have a passion in crafting advance their skillset.”

What are you most proud of?

“I’m so proud to have raised two wonderful children. They have always been there for me and continue to do so even though they are grown and have families of their own.”

Where is your favorite place to eat?

“Italia Mia. It’s a little Italian restaurant in St. Petersburg. They have the best lasagna in town!”

Tell us something that might surprise us about you.

“My dad named me after one of the girls he dated before he married my mom. My mom didn’t find that out until much, much later.”

We would like to thank Gail for being such a great asset to the team as she continues to deliver superior work and uplifts the group with her positive attitude. Keep up the great work Gail!

Gail

 

 

 

Get the Fresh Fall Look – Five Fall Décor Trends for Your Home

Fall is here and you know what that means? New fall home trends that will make your home feel cozy yet sophisticated. From neutral accents to bold colors and brass finishes and matte black pieces, this year’s fall home trends have a wide variety of styles to give your home a fresh fall look.

You’ve had so much fun decorating your home, so why not experiment with seasonal décor trends. Of course you don’t have to give up what you love, but choose what compliments what you already have. Bankers Insurance Group not only cares about the safety of your home, but creating a space that feels like your own.

Here’s what fall 2017 has in store for you:

In: Velvet

velvet-couch---Big
(Mezomorf Home Furniture, n.d.)

This luxurious material is so soothing during the fall and winter months. Velvet adds a cozy touch and a classy look to the room.

In: Brass

Brass-Accents---BIG

(Mommy Essence, n.d.)

Brass is back and it’s better than ever. This timeless metal is a great accent to any room and it will always compliment other colors.

In: Quilts

quilts---BIG

(Modern Bedding, n.d.)

Say goodbye to the bulky comforter and say hello to this homemade pleasure. Quilts are back in style to fit any traditional, modern or luxurious bedroom.

In: Matte Black

Matte-black

(Simmonds, 2012)

Add some matte black accents to your kitchen or bathroom to create a strong contrast to those shiny countertops in your kitchen or bathroom. This adds a modern flair and is a bold statement to any room.

In: Woven Art Pieces

Woven-fixtures

(Design, n.d.)

Woven textiles are setting the tone for fall this year. Use woven décor pieces as the focal point of your room to give off a warm and cozy feeling for these next few fall months.

Are you getting excited for fall yet? These fun new seasonal trends will get you in the mood to add a little flair to your home. Bankers Insurance Group wants you to feel at home every time you walk through your door. Keeping up with these fall décor trends will do just that. The leaves aren’t the only thing changing this season, are you ready to decorate?