Water, our most basic source for survival.  It’s also a dangerous culprit in the destruction of many of our homes and businesses. Did you know that water damage is the second most frequently filed insurance claim? So, while we can’t control rainfall, floods and other natural water disasters, we can do our best to protect our homes and businesses from possible water damage.

The best way to prevent water damage is to ensure that the inside and outside of your home is well maintained and ready to withstand whatever may come its way. Follow these tips to keep your home protected against water damage:

  • Inside Your Home
    • Regularly inspecting appliance hoses, faucets, showers and tubs for any leaks that may lead to leaks or drainages.
    • Checking for leaks regularly also prevents long-term damage caused by mold and mildew.
    • Knowing the location of the main water shut-off valve in your home will ensure you can quickly address a damaged hose or burst pipe before it enters your home.
  • Outside Your Home
    • Much like the inside of your home, you’ll want to regularly inspect the sprinklers and irrigation systems surrounding your home.
    • Clearing out any accumulated debris in your rain gutters and downspouts (or installing gutter guards) helps direct the flow of water away from your home.
    • Being mindful of the plants and trees thriving in your yard can also prevent water damage. Many plant roots tend to wrap around water pipes and destroy them. Landscaping away from utility pipes should always be taken into consideration.
  • Upgrade, Install and MonitorWater Damage Infographic
    • Water loss in the home can also be caused by older, leaking washing machine hoses. Upgrade your hoses periodically and check the water pressure in your home to ensure they don’t break down under pressure.
    • Installing water detection devices near water heaters, sump pumps and dishwashers can detect when slow leaks and low moisture levels emerge.
    • After upgrades and installations, make sure to monitor your water bill to expose any possible leaks that might be lurking around your home.

If you’ve already experienced some form of water damage to your home or business, here is a handy infographic that highlights the immediate steps for you to address the issue right away.

Contact a Bankers agent if you have any questions about water hazards or water damage prevention.

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