For Individuals
& Families

Product Portfolio

Personal Lines

Your home is not only where you live, it’s often your greatest asset. Homeowners insurance provides protection for your home and its contents, as well as liability and medical protection for your guests. At Bankers, we know every family is unique, and we have a wide selection of personal lines coverages to meet your diverse needs.

Homeowners

We are currently writing homeowners insurance in Florida, South Carolina, Arizona and Nevada. Your independent agent will help identify discounts you qualify for, and can help you decide which coverage is best for you, including optional protection for special possessions such as computers, jewelry, artwork and so on. Your agent can also help you choose from a variety of extended coverage options including Replacement Cost Coverage for Contents. AZ, FL, NV, SC.

Dwelling Fire

Some properties may not require a full homeowners policy. For residential property being used as a rental, property that has more living units than a homeowners policy covers, or for tenant-occupied condos, consider a Dwelling Fire policy. This coverage protects against fire-related losses, with optional liability coverage also available. Dwelling Fire is also an alternative to homeowners insurance for those who do not want or need a full range of coverage on their home.

 

Standard Flood

Floods can happen anywhere, anytime - not just in coastal areas or near lakes and rivers. Torrential rain, snowmelt, mudslides, dam failures and inadequate drainage systems can all cause flood losses. The threat is real and flood insurance should be a high priority for your clients to protect one of their most valuable possessions - their home. And remember, low risk does not mean no risk - almost 25 percent of all flood insurance claims come from areas with minimal flood risk. The federal government requires mortgaged properties in Special Flood Hazard Areas (SFHA) to be insured against flooding. Since flood insurance rates and coverage levels are set by the government, they're the same regardless of the carrier you choose. At Bankers, we’re committed to making it easy to do business. We have online flood processing, file download, multiple payment options and live chat if you ever need help. Standard Flood is available nationwide. Also available for businesses. 39 States at this time. See Products by State link below.

Excess Flood

A Standard Flood policy only protects your home up to $250,000. Yet, with today’s rapidly increasing home values, many homes are worth much more than this. Bankers’ Excess Flood product can increase your flood coverage by as much as $1 million, depending on your state. Excess Flood provides both building and contents coverage and is available in 19 states. Bankers also has an Excess Flood product for businesses.

 Select to see our list of products offered by state.

To find an independent agent near you, please contact us by phone at 800-627-0000, x4900 (national) or 727-823-4000, x4900 (St. Petersburg, FL) or send us an e-mail: BUImarketing@bankersinsurance.com.
 
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